Get a HELOC quote
Keep the rate on your first mortgage and borrow against the equity you've built. Tell us about your home and we'll shop our lenders and send you real options, usually within one business day.
A home equity line of credit (HELOC) is a second loan secured by your home. You draw what you need, when you need it, and pay interest only on what you use.
If your first mortgage carries a rate you wouldn't get today, a HELOC lets you use the equity you've built without refinancing that rate away. As an independent broker, we compare HELOC options across our lenders and tell you plainly which one fits.
Tell us about your home.
It takes about two minutes. No credit pull and no obligation. Jordan or Gavin will follow up within one business day.
Thanks, we've got it.
Jordan or Gavin will reach out within one business day with your HELOC options. Questions in the meantime? Call or text (480) 685-4605.
The questions that come up.
Will requesting a quote affect my credit?
No. Requesting a quote doesn't pull your credit. If you decide to apply, we'll tell you before anything is pulled.
How much can I borrow?
It depends on your home's value, what you owe on it, your credit and the lender. Most lenders cap your first mortgage plus the HELOC at a percentage of the home's value. We'll show you where you land.
HELOC or cash-out refinance?
If your current rate is low, a HELOC usually lets you keep it. When a refinance would serve you better, we'll show you both side by side.