VA
You earned it. Zero down, no monthly mortgage insurance, and a team that knows the paperwork.
VA loans are guaranteed by the U.S. Department of Veterans Affairs and are, dollar for dollar, the strongest program in the market for those who qualify: no down payment, no monthly mortgage insurance, competitive rates, and limits on what you can be charged in closing costs.
We work with lenders who underwrite VA loans every day, so eligibility, COE retrieval, and the appraisal process move quickly.
Three steps, start to keys.
Confirm eligibility
We pull your Certificate of Eligibility and explain your entitlement.
Pre-approval & offer
A VA pre-approval plus coaching on how to win with a VA offer in a competitive market.
Close
Appraisal, underwriting, and closing with a team that handles VA every week.
Is there a funding fee?
Usually, and it can be financed. Veterans with a service-connected disability rating are typically exempt.
Can I use VA more than once?
Yes — entitlement can be restored after you sell, and partial entitlement can support a second VA loan.
Do sellers dislike VA offers?
Some believe old myths. We prepare your offer so it competes on equal footing.